Debt & Rating

As of December 31^st 2024 Worldline Group net debt totaled € 2,012 Million. 

On the scope of the continued operations, this amount was made up of:

• Cash and cash equivalents net of overdraft amounting to € 1,508 million.
• Gross debt recognized in the Group consolidated balance sheet net of overdraft up to €  3,520 million. Outstanding amount of current borrowings totaled € 622 million, non-current borrowings totaled € 2,496 million, and financial lease totaled € 402 million.

Average maturity: 2.57 years
(average maturity is the weighted average of bonds’ and commercial papers residual maturities)

Average cost of debt: 2.04%
(average cost of debt is the weighted average of coupon rates of bonds and commercial papers)

The Group has an investment grade credit rating from Standard & Poor’s Global Ratings (BBB- with negative outlook), reflecting the robustness of Worldline’s business profile, liquidity position and balance sheet.

Worldline has entered into a Negotiable European Commercial Papers program (NEU CP) on April 12^th 2019 for a maximum initial amount of € 600 million. The size of the NEU CP program has been raised to € 1,000 million in November 2020.

On December 31^st  2024, the outstanding amount of the program was € 60 million.

In addition, Worldline has an undrawn revolving credit facility (RCF) available for a total amount of € 1,125 million maturing in July 2029.

Read the Press Release

Worldline Group has issued debt securities including bonds (straight bonds or bonds issued under an EMTN program), as well as convertible bonds and other borrowings (private placement – Schuldschein).